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You earn points when you spend with your ADCB Debit or Credit Card, save with ADCB, finance through ADCB, and invest with us. You'll also get points for online banking, bill-pay and many other interactions with ADCB. In fact, by the time you're done reading this, you will have earned points just for reading this and learning more about the program.

Whether you're using our conventional or Shari'ah compliant Islamic Banking products, the more your life touches ADCB, the more points you earn toward great rewards.

All ADCB Islamic Banking products and services are approved by the Fatwa and Shari'ah Supervisory Board.



While you're enjoying all the benefits of using ADCB products and services, your TouchPoints will add up quickly. Then comes the fun part: Redeeming your points for vouchers to spend in one of our prestigious Merchant Partner Outlets.

3 Simple Steps to Redeem TouchPoints:
Step 1 - Visit ADCB Personal Internet Banking.
Step 2 - Click on "Redeem Now."
Step 3 - Make your selection of Merchant Partner Outlets.

Your voucher will reach you in 5 working days. Get ready to shop.

With TouchPoints, you get rewarded for everything you do with ADCB- from spending with your credit or debit card to paying your bills online to taking a loan- you earn TouchPoints every time you ‘touch’ the bank. You can redeem your TouchPoints instantly at merchant outlets or for shopping vouchers and airline tickets.


Simple Steps to Redeem TouchPoints at Merchant Locations:

Step 1 - Visit the merchant outlet and select the items to purchase
Step 2 - Request counter staff for TouchPoints redemption
Step 3 - Present your ADCB Credit or Debit Card at the counter
Step 4 - Staff at the cash counter will swipe the card to process instant redemption
Step 5 - Complete the transaction